Getting a loan

This trip begins like any other for a young student without a job; by getting a loan from the world famous Bank of Mom and Dad. Of course they may claim it to be a donation; an act of kindness; but it is in fact a well disguised loan, which they may chose to leverage against you, most likely when it suits them best. (This may not be true in all cases, but I know if I had kids I probably would. As a matter of fact I would bring it up every time we talk just because I can...I bet my kids are gonna love me for that.)

As with any loan, it has its costs and you have to hope that your investment is worth far more than the interest rates that come along with it and I am hoping for the best. Although I have to admit I feel fortunate and blessed to be given this loa...uh...I mean opportunity and I have known people who have worked their asses off to be able to do something like this, so I would like to thank the World Bank of Mom and Dad for this opportunity and I will try and repay you as soon as possible, with interest, of course.

P.S.
Mom and dad I love you very much and if you do read this I'd like you to know that I am nothing but grateful for all that you have given me. No words can possibly express how grateful I am for everything and I will try to do my best in life, if not for me, I will for the both of you.